Hard Money Loans Made Easy in Las Vegas, NV

We Are a
REAL
 Hard Money Lender
We Are Not A 
Go-Between


We make residential and commercial loans everyday in Las Vegas, Nevada.  We use common sense to underwrite our loan.  That means that we listen to your story and decide based on your situation, not on the numbers on your credit report.  We have made loans to people with really low scores and really high scores.
Purchase and Refinance
Cash Out Okay!!!

NOW LENDING
UP TO 70% 
OF THE 
PURCHASE PRICE!
REO's, Bank Owned,
Rehab Okay

SHORT SALE?   FORECLOSURE?  BANKRUPTCY?
LITTLE LOANS ARE OKAY
Our typical loan is $35,000
BIG loans are okay too! We do loans in the millions also.
ONLY IN LAS VEGAS & HENDERSON, NEVADA
1st Position  
Fees and Interest Rate Are The Same For Everyone! 
30% or 40% Down Payment Required 
ALL THE WAY UP TO 70% LTV
12-60 Month Terms 
Interest Only or
Fully Amortizing Payments
(if you DON'T have 30-40% down payment and you want to pick out your own house, then click here for another program with only 20% down payment)
One Flat Fee and 
No Junk Fees.
However, you will pay no additional fees, like processing, broker, underwriting, doc prep.  Other lenders charge these fees on top of the 5 points, but we don't and we give you a good faith estimate AND Truth in Lending disclosure!




If the Loan Amount
is under $50k, the fee for 
a one year loan is $2600.
If the Loan Amount
is over $50k, the fee for 
a one year loan is 5 points.

If you want a second year and the loan amount is less than $100,000 then add $995 to the $2600.

If the loan amount is over $100,000, then add $1500 for the 2nd year plus the 5 points, and if the  loan amount is over $200,000 then add 2 points to the fee for the 2nd year plus the 5 points. 

Things we will need to issue an approval letter: 


1.) last year's tax return (and the W2's, 1099's, and most recent paystubs are also necessary)

2.) a bank statement, or 401k statement, or something that shows that you have the 30-40% in the bank, plus closing costs which are usually about $6000. 

3.) a piece of id so we can verify how to spell your name. 

  PLEASE FILL OUT OUR MINIATURE LOAN APPLICATION BELOW AND THEN SCHEDULE YOUR FOLLOWUP INTERVIEW WITH THE APPOINTMENT SCHEDULER TO YOUR RIGHT..

AFTER WE HAVE SPOKEN TO YOU, AND AFTER WE HAVE THE THINGS WE NEED (UPLOAD THEM RIGHT INTO THE APPLICATION), WE WILL SEND YOU AN APPROVAL LETTER THAT YOU CAN TAKE TO YOUR REALTOR OR SUBMIT WITH YOUR OFFER.

 Once we do get those items, we will work hard and fast on your file, and then you will have to come in to sign your first set of documents.  Federal law says that 7 days later, you can have your money.  If it is an emergency, federal law says that you can sign a waiver of your rights, but those waivers are only for bona-fide emergencies.

THIS IS THE CAPELLA MORTGAGE HARD MONEY LOAN APPLICATION.  FILL IN YOUR INFORMATION AS BEST AS YOU CAN.   IF YOU ARE MARRIED, GIVE INFORMATION ON BOTH PARTIES, AS NEVADA IS A COMMUNITY PROPERTY STATE.  PLEASE BE AS ACCURATE AS POSSIBLE, AS WE USE THIS INFORMATION TO DECIDE IF WE CAN HELP YOU OR NOT.  THANK YOU!

AND PLEASE USE ALL CAPITAL LETTERS WITH CORRECT SPELLING!

NAME ON TITLE

BORROWER NAME

CO-BORROWER NAME

DATE OF BIRTH 1

DATE OF BIRTH 2

PHONE NUMBER

BORROWER ADDRESS

BORROWER CITY

BORROWER STATE, ZIP

2ND PHONE NUMBER

BORROWER EMAIL 1

CO-BORROWER EMAIL 2

BORROWER SSN 1

CO-BORROWER SSN 2

THE NAMES OF YOUR EMPLOYERS, HOW LONG YOU WORKED THERE

WHAT IS THE FAMILY'S TOTAL ANNUAL INCOME?

$

HOW MUCH MONEY DO YOU HAVE SAVED UP?

$

WHAT TYPE OF LOAN DO YOU WANT?

   
   
 

WHAT IS YOUR OCCUPANCY STATUS

 
 
 

WHAT IS THE SUBJECT PROPERTY ADDRESS?

TYPE OF PROPERTY - CONDO, HOUSE, APT, DUPLEX, LAND

PARCEL NUMBER - IF YOU HAVE IT

PURCHASE PRICE OF NEW HOUSE OR VALUE OF OLD HOUSE

$

LOAN AMOUNT REQUESTED

$

LOAN BALANCE OF PREVIOUS LOAN (IF REFINANCE)

$

WHO IS TO BE PAID OFF - IF REFINANCE?

HOW LONG OF A TERM DO YOU WANT? 12 MO, 24 MO, 36 MO, 48, 60?

WHERE DO YOU WORK?

YEARS AT THIS JOB

WHAT IS YOUR CREDIT SCORE?

EXPLANATION OF ANY BAD CREDIT

NAME OF INSURANCE COMPANY

INSURANCE POLICY NUM

ANNUAL INS AMOUNT

$

HOA FEE PER MONTH

$

ANNUAL PROPERTY TAXES

$

CLOSE OF ESCROW DATE
 

DATE OF PURCHASE

ESCROW NUMBER

YOUR REALTOR

REALTOR'S EMAIL ADDRESS

REALTOR'S PHONE NUMBER

LOAN OFFICER'S NAME & COMPANY - IF ANY

ANY OTHER THINGS TO MENTION?

PICTURE OF PROPERTY 1

PICTURE 2

PICTURE 3

PICTURE 4

PICTURE 5

PICTURE 6

UPLOAD TAXES HERE

UPLOAD BANK STMTS HERE

UPLOAD YOUR ID HERE

UPLOAD PAY STUBS HERE

UPLOAD PURCHASE CONTRACT

CUSTOMER TESTIMONIAL:

From:  Mike & Claudina 
Date: Wed, 17 Aug 2011 16:52:55
 
Corinne Cordon was extremely knowledgeable, very informative, and exceptionally accommodating in every way. It is readily apparent that she  possesses a true passion for her profession! She was able to get our loan application completed while answering all of our questions, during one visit!
We  are grateful to have been referred to her. Hard Money Las Vegas is truly the best if you need a mortgage loan in today's challenging market! Thanks Corinne!

From: BC & KC
Date: Tue, 18 Oct 2011

We (my wife and I) first met Corinne Cordon/ Capella Mortgage Corp. (A Hard Money Lender) in early 2011 to re-finance two condos we have in Vegas.   She was very positive from the first that she would be able to help us.  We were impressed and decided to go with her.  Then we were contacted by another mortgage co.; hard money lender, who we had worked with before.  So mistakenly, we decided to go with them since we had a history with them. Everything went ok until about 1 hour after we signed the escrow docs,  we were sent an e-mail stating that the lender backed out and there was nothing more that they could do for us, (we did not even get the courtesy of a phone call).  We then timidly called back Corinne, not knowing what to expect since we dropped her the last time.  But we were only met with the same positive attitude from her, which made us realize that we should have stayed with her the first time.  She never faltered and worked tirelessly, even though damage had been done by the other mortgage co. she never gave up.  She even personally , took investors to the units, she worked day and night and got it done for us.  Corinne and Capella Mortgage Corp.  have an excellent work ethic and they make sure their clients have 200% of their time and effort.  We recommend  Corinne Cordon and Capella Mortgage Corp. to anyone seeking, mortgage help, or  hard money lending in these difficult times.

Picture
Capella Commercial Mortgage
NV MTG BROKERS LICENSE #456
National License #372157
Agent License #376581
3571 E. Sunset, 
Suite 300
LAS VEGAS, NV 89120

(702) 214-4700 OFC
(702) 592-7183 CELL 
(888) 782 FAX
CORINNE.CORDON@GMAIL.COM

DON'T LET THE GOVERNMENT TAKE AWAY YOUR RIGHT TO BORROW HARD MONEY.  SCROLL TO THE BOTTOM TO SEE WHAT THEY ARE TRYING TO DO  NOW.

WANT A NEW HOUSE? 
 NEED TO SEARCH MLS BUT DON'T HAVE ACCESS? 

Click here to be taken to our website which specifically lets you search for real estate in Las Vegas or Henderson, by area, by square footage, whatever.   You name it, you can search on it. http://www.hardmoneyrealestate.com

NEED A HARD MONEY LENDER
IN ANOTHER STATE? 
Click here for a list of hard money lenders.
http://www.reiclub.com/hard-money-lenders.php

    Here is something you might not know.  The federal government passed the Dodd-Frank Act in July of 2010.
    By passing this Act, the government made it impossible for anyone to get a hard money loan if they want to live in the house.  If you are an investor, there is still a chance you can get a hard money loan.  This Act is supposed to go into place in the next 12 months.  If you think that it is important to keep this right (to get a hard money loan), then tell us why you think the government should not outlaw hard money loans for owner occupants and we will send your stories to Washington, D.C.  

    We believe the the federal government is taking away a fundamental right of people to borrow money from whomever they choose.  The regular lenders don't lend to people unless they are perfect.  We lend to people who are imperfect, and we are proud to be able to give people a second chance and we hope that we can convince the politicians to make an exemption for hard money loans in the Dodd-Frank Act.  P.S.  Your private and confidential contact information WILL NOT be given to the government, but we need it so that we can communicate with you!!



DISCLOSURE: "The State of Nevada Mortgage Lending Division requires this disclaimer for individuals who invest in private money loans : Money invested through a mortgage broker is not guaranteed to earn interest or return and is not insured. Prior to investing, investors must be provided applicable disclosure documents”. This disclaimer does not apply to individuals who are borrowing private money funds."