HARD MONEY LOANS IN LAS VEGAS, NEVADA

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REQUIREMENTS
LOAN APPLICATION
ABOUT US
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ALL ABOUT CAPELLA
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We Are a
REAL
Hard Money Lender

We Are Not A
Go-Between

*****
HABLAMOS ESPANOL
*
We Are Funding
Loans On
Commercial and Residential
Real Estate
Every Day

LITTLE LOANS ARE OKAY
Our typical loan is $35,000

And We Use Common Sense
To Underwrite Our Loans so
we can listen to your story and decide based on your situation, not on the numbers on your credit report. We have made loans to people with really low scores and really high scores.
*******
((BUT, we ONLY lend in Las Vegas, Nevada.))

Purchase and Refinance
Cash Out Okay!!!

REO's, Bank Owned,
Rehab Okay

SHORT SALE? FORECLOSURE? BANKRUPTCY?

Tell us the situation and then we use common sense, and it is usually a-ok.

TERMS AND CONDITIONS
All Loans Are Treated the Same!

1st Position Only
40% Down Payment Required
(if you DON'T have 40% down payment and you want to pick out your own house, then click here for another program)
12.5% Interest Rate
Interest Only or
Fully Amortizing Payments
12-24 Month Terms
Fees Are The Same For Everyone!

We have One Flat Fee and
No Junk Fees.

If the Loan Amount
is under $50k, the fee for
a one year loan is $2600.

If the Loan Amount
is over $50k, the fee for
a one year loan is 5 points.

If you want a second year: add $995
If the loan amount is over $100,000, then add $1500 for the 2nd year, and if the loan amount is over $200,000 then add 2 points to the fee for the 2nd year.

PLEASE FILL OUT OUR MINIATURE LOAN APPLICATION AND THEN SCHEDULE YOUR FOLLOWUP INTERVIEW WITH THE APPOINTMENT SCHEDULER TO YOUR RIGHT..

AFTER WE HAVE SPOKEN TO YOU, AND AFTER WE HAVE THE THINGS WE NEED, WE WILL SEND YOU AN APPROVAL LETTER THAT YOU CAN TAKE TO YOUR REALTOR OR SUBMIT WITH YOUR OFFER.

Things we will need to issue an approval letter:
1.) last year's tax return
2.) a bank statement, or 401k statement, or something that shows that you have the 40% in the bank, plus closing costs.
3.) a piece of id so we can verify how to spell your name.

Once we do get those items, we will work hard and fast on your file, and then you will have to come in to sign your first set of documents. Federal law says that 7 days later, you can have your money. If it is an emergency, federal law says that you can sign a waiver of your rights, but those waivers are only for bona-fide emergencies.

APPLY ONLINE HERE!! CLICK HERE.

CLICK HERE TO SCHEDULE AN APPOINTMENT TO SPEAK WITH CORINNE FOR YOUR PREAPPROVAL.

LOAN SUBMISSION FORM

THIS IS THE CAPELLA MORTGAGE HARD MONEY LOAN APPLICATION. FILL IN YOUR INFORMATION AS BEST AS YOU CAN. IF YOU ARE MARRIED, GIVE INFORMATION ON BOTH PARTIES, AS NEVADA IS A COMMUNITY PROPERTY STATE. PLEASE BE AS ACCURATE AS POSSIBLE, AS WE USE THIS INFORMATION TO DECIDE IF WE CAN HELP YOU OR NOT. THANK YOU!

Choose Any *

PURCHASE REFINANCE REFI CASH OUT

Choose Any *

INVESTMENT OWNER OCCUPIED

LOAN AMOUNT *

PURCHASED PRICE OR VALUE OF PROPERTY *

LTV *

ADDRESS OF SUBJECT PROPERTY *

TYPE OF PROPERTY, SQUARE FOOTAGE, ETC. *

BORROWER NAME *

CO-BORROWER NAME *

YOUR COMPANY NAME, LLC, CORP, ETC. *

IF YOUR ARE TAKING TITLE UNDER THE NAME OF YOUR COMPANY, LIST YOUR COMPANY NAME, WHAT STATE IT WAS FORMED IN, AND WHAT THE STRUCTURE IS. FOR EXAMPLE, CAPELLA MORTGAGE, A NEVADA CORPORATION.

VESTING: A SINGLE MAN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, ETC. *

HOW ARE YOU GOING TO TAKE TITLE, OR HOW DO YOU ALREADY HAVE TITLE? DO YOU USE YOUR FULL NAME? HUSBAND AND WIFE AS JOINT TENANTS? COMMUNITY PROPERTY? SINGLE PERSON?

BORROWER'S HOME ADDRESS *

BORROWER EMAIL *

BORROWER PHONE *

CREDIT EXPLANATION *

CREDIT SCORE *

JUST TAKE YOUR BEST GUESS. YOU'RE USUALLY RIGHT ON THE MARK.

DATE OF BIRTH *

DO YOU WANT US TO PULL CREDIT NOW OR LATER? *

NOW LATER

WE WON'T PULL YOUR CREDIT - EVEN IF YOU SAY YES - UNLESS WE HAVE APPROVED EVERY OTHER PART OF THE LOAN. IT IS THE LAST PIECE. PLEASE TELL US WHAT TO EXPECT SO WE AREN'T SURPRISED.

ASSETS - BANK BALANCE, CASH ON HAND, ETC *

This one is very important. For a purchase, you must have 40% of the purchase price, and then another 6-8% for closing costs, and then some reserves left over for turning on utilities, etc.

WHERE DO YOU WORK, HOW MUCH DO YOU MAKE? *

DID YOU HAVE A BANKRUPTCY PREVIOUSLY? *

YES NO UNKNOWN

HAVE YOU HAD A BANKRUPTCY, AND IF SO, WHEN, AND WHAT TYPE?

DO YOU HAVE ANY JUDGMENTS, OR LIENS, OR TAX PROBLEMS? *

YES NO UNKNOWN

DO YOU HAVE ANY JUDGMENTS OR LIENS, OR TAX LIENS, OR FORECLOSURES, OR SHORT SALES? IF SO, TELL US ABOUT THEM.

REALTOR NAME, PHONE NUMBER, EMAIL *

IF YOU ARE A REALTOR SUBMITTING A DEAL, OR IF YOU HAVE A REALTOR, PLEASE LIST THEIR NAME, PHONE #, AND EMAIL ADDRESS.

LOAN OFFICER, PHONE, EMAIL *

IF YOU ARE A LOAN OFFICER SUBMITTING A DEAL FOR A CLIENT, PLEASE TYPE IN YOUR NAME, COMPANY NAME, PHONE AND EMAIL.

ESCROW COMPANY, PHONE #, ESCROW #, ETC. *

IF YOU KNOW THE ESCROW COMPANY THAT HAS BEEN ASSIGNED TO YOUR PURCHASE, PLEASE LIST HERE. IF THIS IS A REFINANCE, CAPELLA MORTGAGE WILL SELECT THE ESCROW COMPANY.

ANYTHING ELSE YOU WANT TO TELL US? *

THIS FIELD IS FOR THE 'STORY' BEHIND THE LOAN. TELL US WHY YOU NEED THE MONEY, HOW SOON YOU NEED THE MONEY, HOW YOU ARE GOING TO PAY IT BACK, WHAT TYPE OF STRUCTURE YOU WANT, ETC.

UPLOAD TAX RETURN *

Max file size: 20MB

UPLOAD A PDF OF YOUR TAX RETURNS. LAST YEAR IS FINE, BUT IF YOU DON'T HAVE LAST YEAR, THEN SEND A COPY OF YOUR EXTENSION AND THE PREVIOUS YEAR'S TAX RETURN.

UPLOAD BANK STATEMENTS *

Max file size: 20MB

UPLOAD A BANK STATEMENT OR A PRINTOUT OF YOUR BALANCE. WE WILL NEED A FULL MONTH'S BANK STATEMENT BEFORE YOU CAN HAVE FULL APPROVAL.

UPLOAD PURCHASE CONTRACT *

Max file size: 20MB

IF YOU ARE BUYING A PROPERTY, AND YOU ALREADY HAVE A PURCHASE CONTRACT SIGNED, UPLOAD IT HERE.

Upload File *

Max file size: 20MB

CUSTOMER TESTIMONIAL:

From: Mike & Claudina
Date: Wed, 17 Aug 2011 16:52:55

Corinne Cordon was extremely knowledgeable, very informative, and exceptionally accommodating in every way. It is readily apparent that she possesses a true passion for her profession! She was able to get our loan application completed while answering all of our questions, during one visit!
We are grateful to have been referred to her. Hard Money Las Vegas is truly the best if you need a mortgage loan in today's challenging market! Thanks Corinne!

From: BC & KC
Date: Tue, 18 Oct 2011

We (my wife and I) first met Corinne Cordon/ Capella Mortgage Corp. (A Hard Money Lender) in early 2011 to re-finance two condos we have in Vegas. She was very positive from the first that she would be able to help us. We were impressed and decided to go with her. Then we were contacted by another mortgage co.; hard money lender, who we had worked with before. So mistakenly, we decided to go with them since we had a history with them. Everything went ok until about 1 hour after we signed the escrow docs, we were sent an e-mail stating that the lender backed out and there was nothing more that they could do for us, (we did not even get the courtesy of a phone call). We then timidly called back Corinne, not knowing what to expect since we dropped her the last time. But we were only met with the same positive attitude from her, which made us realize that we should have stayed with her the first time. She never faltered and worked tirelessly, even though damage had been done by the other mortgage co. she never gave up. She even personally , took investors to the units, she worked day and night and got it done for us. Corinne and Capella Mortgage Corp. have an excellent work ethic and they make sure their clients have 200% of their time and effort. We recommend Corinne Cordon and Capella Mortgage Corp. to anyone seeking, mortgage help, or hard money lending in these difficult times.

(if you DON'T have 40% down payment and you want to pick out your own house, click here for another program)

Capella Commercial Mortgage
NV MTG BROKERS LICENSE #456
National License #372157
Agent License #376581
3571 E. Sunset,
Suite 102
LAS VEGAS, NV 89120

(702) 214-4700 OFC
(702) 592-7183 CELL
(702) 214-4703 FAX
CORINNE.CORDON@GMAIL.COM

DON'T LET THE GOVERNMENT TAKE AWAY YOUR RIGHT TO BORROW HARD MONEY. SCROLL TO THE BOTTOM TO SEE WHAT THEY ARE TRYING TO DO TO YOU NOW.

WANT A NEW HOUSE?
NEED TO SEARCH MLS BUT DON'T HAVE ACCESS?

Click here to be taken to our website which specifically lets you search for real estate in Las Vegas or Henderson, by area, by square footage, whatever. You name it, you can search on it. http://www.hardmoneyrealestate.com/

NEED A HARD MONEY LENDER
IN ANOTHER STATE?
Click here for a list of hard money lenders.
http://www.reiclub.com/hard-money-lenders.php

Here is something you might not know. The federal government passed the Dodd-Frank Act in July of 2010.
By passing this Act, the government made it impossible for anyone to get a hard money loan if they want to live in the house. If you are an investor, there is still a chance you can get a hard money loan. This Act is supposed to go into place in the next 12 months. If you think that it is important to keep this right (to get a hard money loan), then tell us why you think the government should not outlaw hard money loans for owner occupants and we will send your stories to Washington, D.C.

We believe the the federal government is taking away a fundamental right of people to borrow money from whomever they choose. The regular lenders don't lend to people unless they are perfect. We lend to people who are imperfect, and we are proud to be able to give people a second chance and we hope that we can convince the politicians to make an exemption for hard money loans in the Dodd-Frank Act. P.S. Your private and confidential contact information WILL NOT be given to the government, but we need it so that we can communicate with you!!

Tell Us Your Story..What happened to you in the Great Recession? What did your lender do to you? Why do you need hard money now?

IF YOU NEED MORE DETAILS, CLICK HERE TO READ ALL ABOUT THE DODD-FRANK ACT AND HARD MONEY LOANS.

Name *

First

Last

Email *

Phone Number *

Full Address *

Your Story *

DISCLOSURE: "The State of Nevada Mortgage Lending Division requires this disclaimer for individuals who invest in private money loans : Money invested through a mortgage broker is not guaranteed to earn interest or return and is not insured. Prior to investing, investors must be provided applicable disclosure documents”. This disclaimer does not apply to individuals who are borrowing private money funds."

TERMS AND CONDITIONSAll Loans Are Treated the Same!

LOAN SUBMISSION FORM

(if you DON'T have 40% down payment and you want to pick out your own house, click here for another program)

WANT A NEW HOUSE? NEED TO SEARCH MLS BUT DON'T HAVE ACCESS?

NEED A HARD MONEY LENDER IN ANOTHER STATE? Click here for a list of hard money lenders.http://www.reiclub.com/hard-money-lenders.php

TERMS AND CONDITIONS
All Loans Are Treated the Same!

WANT A NEW HOUSE?
NEED TO SEARCH MLS BUT DON'T HAVE ACCESS?

NEED A HARD MONEY LENDER
IN ANOTHER STATE?
Click here for a list of hard money lenders.
http://www.reiclub.com/hard-money-lenders.php